Long-Term Care Insurance
Long-term care insurance is a great way to help pay for expenses, either at your home, a nursing home, or a similar facilities and preserve your retirement savings. Towne Benefits Consultants can help you find the right long term care policy for you.
Coverage payments are based on your ability to perform Activities of Daily Living (ADLs) safely, which include dressing, bathing, eating, using the restroom, and transferring. The amount of coverage and duration of a policy can vary and will depend on the type of policy and specific contract you purchase. Today’s policies can include life benefits and alternative definitions (triggers) for long term care payments.
Your premium is based on several factors:
- Your age at policy inception
- Your health status
- The monthly benefit amount
- The duration of coverage
Your Long-Term Care Experts
The expert Benefits Consultants at Towne can help you select the best long-term care policy for your unique needs.
Contact our Towne Benefits Team today to learn more about our services and products, or receive a complimentary quote.