Coverage Beyond Medicare

Supplement policies help pay for health care expenses that neither Medicare parts A or B cover. 

Medicare Supplement Plan

When you become eligible for Medicare, additional health coverage options also become available. When you qualify (usually at 65), you can sign up for Medicare parts A and B.

Part A covers inpatient hospital care, surgery, lab work and tests, skilled nursing facilities, hospice, and home health care. Part B is for doctor visits and outpatient services.

But there are coverage gaps, which you can cover with a supplemental policy.

What is a Medicare Supplement Policy?

Medicare Supplement policies help pay for health care expenses that neither Medicare parts A nor B cover such as:

  • Copayments
  • Deductibles
  • Coinsurance
  • Health care costs that exceed Medicare coverage
  • Other expenses

You can buy a Medicare Supplement plan through a private insurance company, with a separate premium.

Do I Need a Medicare Supplement Policy?

Millions of Americans have a supplement policy in addition to coverage under Medicare parts A and B. Our highly experienced Benefits Consultants can help you decide if a Medicare supplement plan is right for you.

Your Medicare Supplement Experts

Healthcare coverage must always meet the unique needs of the individual purchasing it. Since 1965, Medicare has covered the medical expenses of millions of individuals. Because it doesn’t provide benefits for everything, many people have chosen to buy a supplement policy as well.

Contact our Towne Benefits Team today for more information about the Medicare Supplement policies available on the market today, to learn more about our services and products, or receive a complimentary quote.

DISCLAIMER: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options. 

woman in meeting

Towne Benefits

Comprehensive life and health coverage plans with personalized service.
Back to Top