Protection for You & Your Employees

Our team can take the complexity out of choosing the right workers' compensation package for you and your business.

Workers’ Compensation Insurance

Safeguarding your employees’ well-being is a top priority. Workers’ Compensation insurance can be complicated. Count on the highly experienced Risk Advisors at Towne Insurance to tailor a program and secure a workers’ compensation policy that addresses your specific needs.

The Towne Safety Solutions Team can also help you develop and implement a strategy to help prevent workplace accidents and injuries.  

Why Is Workers’ Compensation Insurance So Important?   

Workers’ Compensation insurance is mandated by law in most states. It is designed to pay the medical expenses and lost wages of employees who have been injured in the course of their employment. This coverage protects both workers and employers. 

Without workers’ compensation insurance, your company would be solely responsible for paying injured employees’ lost wages and medical bills. 

How Much Does Workers’ Compensation Insurance Cost?  

Workers’ Compensation costs can vary greatly, depending upon your industry and the type of work you do. Premiums are based on the following factors:

  • Employer’s total payroll for eligible employees
  • Industry classification of work being done
  • Loss (Claims) experience 
  • Possible earned premium credits 

Why Towne Insurance for Workers’ Compensation Insurance?

As a leading independent insurance agency, Towne has strong relationships with many of the nation’s top insurance carriers. So we can provide the right workers’ compensation coverage at the most competitive rates. 

Towne is able to offer a wide variety of insurance policies without the restrictions of a single insurer. We represent you to the insurance marketplace and will always look out for your best interests.

Towne Insurance is part of a culture defined by caring for the people and communities we serve.

Your Workers’ Compensation Experts 

When it comes to workers’ compensation insurance, there is no one-size-fits-all approach. Count on your Towne Insurance Risk Advisor to take the time to understand your business so we can provide a workers’ compensation policy that matches your unique needs.  

Contact us today to discuss your business coverage needs and obtain a complimentary workers' compensation quote! 

Back to Top