Protection While In Transit

Policies to help cover your goods, materials, or merchandise while being transported.

Inland Marine Insurance

Inland Marine Insurance can protect against loss for property in transit, in the custody of a bailee, construction or medical equipment, as well as a wide variety of other moveable objects. If you’re in a business that could benefit from an inland marine insurance policy, the Risk Advisors at Towne Insurance can tailor coverage for you.      

What is Inland Marine Insurance? 

Inland Marine Insurance can cover a wide range of equipment and products that may not be include in your property insurance policy, such as:

  • Goods in transit
  • Computers
  • Buildings under construction
  • Communications and networking equipment
  • Construction and contracting equipment
  • Medical and scientific equipment
  • Photography equipment

Specialty Inland Marine coverages can include:

Builder's Risk

A Builder's Risk policy protects structures and materials during new construction projects or renovations. How much coverage should you buy on a building that is just being built? If you insure at its estimated value, you pay premium for values that do not yet exist. If you insure for less than the full value, you are constantly endorsing the policy to keep up with value changes. Towne Insurance can help protect your project.

Contractor's Equipment

Contractors and mobile equipment is a class of property that can be complicated because the line is blurred between it and what are considered to be vehicles. The distinction is important because of how protection is handled.  

Installation Floater

An Installation Floater covers materials from the moment they are loaded onto a truck until they are put to use or installed.  


Cargo insurance keeps goods protected while your business transports and delivers them. Cargo insurance coverage can seem complicated.  While all transportation exposures have basic items in common, we understand the total exposure is affected by the type of equipment, the routes traveled, the distance traveled, the driver's experience, the type of cargo being shipped, the time allowed to make the delivery, whether the trip involves intrastate, interstate or even across-the-border travel.

Why Towne Insurance for Inland Marine Insurance?

As a leading independent insurance agency, Towne has strong relationships with many of the nation’s top insurance carriers. So we can provide the right business insurance coverage for you at the most competitive rates. 

Towne is able to offer a wide variety of insurance policies without the restrictions of a single insurer. We represent you to the insurance marketplace and will always look out for your best interests.

Towne Insurance is part of a culture defined by caring for the people and communities we serve.   

Your Inland Marine Insurance Experts

Not all businesses require inland marine insurance coverage, but for those that do, getting the right policy for your specific needs is vitally important. You can count on the Risk Advisors at Towne Insurance to help you find the best inland marine coverage to suit your unique requirements. 

Contact us today to discuss your coverage needs and obtain a complimentary inland marine insurance quote!   

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