Is Your Team Protected?

Towne Insurance Risk Advisors specialize in Management and Professional Liability coverage strategies designed specifically for your company’s needs.

Management & Professional Liability Insurance

Businesses like yours face financial risks every day. To help you protect your business, Towne Insurance Risk Advisors specialize in Management and Professional Liability coverage strategies designed specifically for your company’s needs.

Towne Insurance provides the following Management and Professional Liability coverages:

Directors and Officers (D&O) Liability

D&O helps cover you for claims brought by clients, consumers, shareholders, employees, or similar parties against corporate directors and officers for wrongful acts committed while discharging their official duties. We usually recommend this coverage for both private and public companies.

Employment Practices Liability (EPL)

EPL helps protect you from claims arising from wrongful acts including:

  • Wrongful termination
  • Discrimination
  • Sexual harassment
  • Retaliation
  • Wage and hour claims
  • Third party claims
  • Other types of inappropriate workplace conduct

Fiduciary Liability

This coverage helps protect you against claims regarding the management of a retirement plan (such as a 401K). Fiduciary insurance can cover trustees, fiduciaries, professional administrators, and other related parties against lawsuits brought by benefit plan participants.


This helps protect you from losses sustained as a result of a crime, including:

  • Employee theft of money or property
  • Forgery of checks or other financial instruments
  • Robbery
  • Fraud involving funds transfer activities
  • Kidnap/ransom or extortion
  • Social Engineering
  • Additional coverages

Professional Liability

This is specifically designed to help protect you against claims arising from your professional services. This includes errors, omissions, misrepresentation of facts, non-disclosure, and negligence.

There are generally two types of Professional Liability policies:

  • Claims Made – responds at the time a claim is presented, rather than when it occurred.
  • Occurrence – responds to incidents that happen during your policy period, regardless of when you file the claim.

Why Towne Insurance for Management & Professional Liability Coverage?

As a leading independent insurance agency, Towne has strong relationships with many of the nation’s top insurance carriers. So we can provide the right Management and Professional Liability insurance coverage at the most competitive rates.

Towne is able to offer a wide variety of insurance policies without the restrictions of a single insurer. We represent you to the insurance marketplace and will always look out for your best interests.

Towne Insurance is part of a culture defined by caring for the people and communities we serve.

Your Management & Professional Liability Experts

Management and professional liability insurance can be complex. Count on the professional Risk Advisors at Towne Insurance to find the appropriate coverages for your unique risk profile. 

Contact us today to learn more about our services or receive a complimentary quote.

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