Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice jam. Overland flooding, the most common type of flooding event, typically occurs when waterways - such as rivers or streams - overflow their banks as a result of rainwater or a possible levee breach. It's important to be aware of flood hazards no matter where you live or work - but especially if you are in low-lying areas, near water, behind a levee, or downstream from a dam.
Flood insurance extends your coverage beyond your standard homeowners policy. In fact, depending on where you home is located, lenders might require you to have flood insurance. Remember, anywhere it rains, it can flood.
If your home qualifies for the National Flood Insurance Program (NFIP), managed by the Federal Government, Towne Insurance can arrange the coverage for you. Also, as an independent insurance agency, we offer a wide variety of private flood insurance options.
Our Risk Advisors will work with you to determine what type of flood insurance fits your situation best.
Flood Insurance Protects You in Many Ways
Flood insurance is designed to cover damage to the home itself, as well as its contents such as:
- HVAC Systems
Why Towne Insurance for Flood Coverage?
As a leading independent insurance agency, Towne has strong relationships with many of the nation’s top insurance carriers. So we can provide the right flood coverage for your residence at the best price.
Towne is able to offer a wide variety of insurance policies without the restrictions of a single insurer. We represent you to the insurance marketplace and will always look out for your best interests.
Towne Insurance is part of a culture defined by caring for the people and communities we serve.
Your Flood Insurance Experts
If you are concerned about protecting your home and personal belongings with a flood insurance policy, we are happy to discuss your options with you.
Contact us today to learn more and get a complimentary quote!