Condo Insurance

Making sure that your condo unit is properly covered begins with a thorough reading of your condo documents (i.e., by-laws, provisions, regulations, HOA agreement, etc.). Be sure to consult your condo documents to determine what the Association policy covers and what you are responsible for, paying close attention to items such as:

  • What property is your responsibility to insure - the internal walls, appliances, your detached garage?
  • What is the potential for loss assessments?
  • Does the association or corporation insure common property at its replacement value?
  • What is the association's deductible?
  • Are you obligated to add any extra coverage or limits?

Towne Insurance agents can help you find the best value for your condo insurance needs.