Disability Insurance

A Disability Income insurance policy protects the most valuable economic asset an individual posses and the asset that makes everything possible- your ability to work and earn an income in your occupation. 

With an unexpected loss of income due to a disabling sickness or injury, disability income insurance may be a tool to:  

  • Provide security and income continuity for your loved ones in the event of the unexpected (if you are unable to work due to an illness or accident)
  • Minimize the impact of increased health costs because of the need for physical therapy or special equipment  
  • Sustain a small business or single-income family until you return to work
  • Protect your personal assets from exhaustion or liquidation
  • Provide quality of coverage and protection superior to Workers' Compensation or Social Security 

Every disability policy is different. A Towne Insurance advisor can assist you with exploring the sources of income and many things to consider when buying disability income insurance.