Life Insurance

What risks are you taking with your family’s future?
You work hard your entire life to build an estate for your family and leave a legacy for future generations. With a shifting tax landscape, it is important to have a well-planned and structured life insurance policy to ensure your life’s work doesn’t go to anyone but those you designate. Having the right life insurance is pivotal in planning for the future of you and your loved ones. Life insurance can help you fulfill promises you’ve made your family when you are gone.

Your family may depend on your earnings to maintain a comfortable lifestyle. Your survivors could use life insurance policy benefits to help replace your income, repay outstanding debt and meet many other important financial needs, such as daily living costs, personal loan or mortgage payments and college savings.

While the primary reason for life insurance is to cover final expenses, such as funeral expenses and uninsured medical or hospital costs, life insurance would be beneficial in many other circumstances. For example, life insurance can be used to finance future education expenses for your children or grandchildren. It also can allow you to leave a tax-free, charitable donation to your favorite nonprofit organization. By establishing a life insurance policy with benefits going directly to the charity, your donation may be many times more than what you could afford on your own.

Don’t leave the future of you and your loved ones to chance. Towne Insurance can help you find the right life insurance coverage for you, and help ensure that your policy continually meets your needs. 

By examining your financial situation today, you can assure financial security for your family’s tomorrows.