Hospitality

At Towne Insurance, we have expertise that centers on those who are in the business of welcoming guests and catering to their needs.

Towne Insurance works with the nation's top-rated insurance companies to bundle coverage features developed just for the hospitality industry. We understand and anticipate the need to cover your business- whether it is your key-card or inventory systems and the unplanned expenses that arise. We take time to advance our understanding of the insurance needs within your industry and work for solutions to benefit your bottom line. 

Whether you are a single location or multi-flag operator of a hotel, restaurant, golf course or resort, we present coverage options, including: 

  • Property and General Liability with coverage features specific to your industry
  • Commercial Auto
  • Liquor Liability
  • Equipment Breakdown
  • Business Interruption 
  • Tees, Greens and Cut Fairways
  • Guest Property
  • Employee Theft
  • Cyber Liability & Data Breach
  • Employment Practices Liability
  • Management Liability
  • Alternative risk transfer/retention options

An Experienced Hospitality Team Saves You Time 

We offer total protection and one-stop shopping by offering other Commercial Lines expertise and additional specialty coverages:

  • Workers' Compensation
  • Commercial Umbrella
  • Crisis Management
  • Inland Marine
  • Electronic Data
  • Boiler and Machinery
  • Hired & Non-Owned Auto Liability
  • Bonds