Marine

The maritime community faces unique and complex exposures that only exist in your community — risks that require specialized insurance needs. Not every insurance agency can meet those needs and most don’t have the expertise or experience to identify even the small risks that can quickly destroy years of effort on your part. 

Whether you are a one man boat dealer, recreational yacht enthusiast, or the largest port contractor in the state, Towne Insurance offers solutions tailored to size and complexity of exposure. 

We have worked with the maritime community for over 25 years. We fully understand coverage for wet and dry, recreational and commercial marine risks including: 

• Ocean Marine - Hull and Protection & Indemnity
• Primary & Excess Marine Liability
• Marine Contractors Legal Liability
• Ship Repairers Liability
• Bumbershoot
• Wharfingers Liability
• Marine Terminal Operators Liability
• Stevedors Liability
• Charterers Liability 
• Environmental Impairment 
• Ocean Cargo
• Shippers Interest 
• Bailee Liabilities, including Non Vessel Operating Common Carrier (NVOCC) and Air Cargo Legal
• Warehouse Legal Liability
• Alternative risk transfer/retention options

An Experienced Marine Team Saves You Time 
We offer total protection and one-stop shopping by offering other Commercial Lines expertise and additional specialty coverages: 

• Workers' Compensation
• Property 
• General Liability 
• Commercial Auto 
• Employment Practices Liability
• Management Liability
• Cyber Liability & Data Breach
• Inland Marine
• Business Interruption
• Commercial Umbrella