Towne Insurance locations will be closed Thursday, November 26 and Friday, November 27 for Thanksgiving. We look forward to serving you when we re-open on Monday, November 30.
Residents of Virginia and North Carolina face the Atlantic hurricane season beginning June 1st and ending November 30th.
Homeowners should keep their deductible in mind, seeking options to make sure that it is affordable. Insurers typically require deductibles at a high, flat amount (such as $2,000) or at a percentage of the policy's insurance limit (anywhere from 2% to 5%).
Naturally, we should consider ways to minimize possible loss and maximize individual personal safety by:
Returning to a damaged/destroyed site is not when a hurricane victim will be at his or her best, but that is the time that certain obligations have to be met in order to make the most out of any insurance recovery. It is important to do the following:
Though post-catastrophe times are chaotic and spirit-sapping, it is important to keep in contact with your agent and/or insurer. Take the time to be meticulous about filling out reports, documenting the value of your loss and assist claims personnel.