While motorcycles operators and their driving considerations are quite different than persons operating other, larger, enclosed vehicles; there is one, major similarity... the need for insurance protection.
Like most states, Virginia and North Carolina have financial responsibility laws requiring you to carry proof that you are able to pay for any damage or injury you may cause while driving. Auto insurance is the way that most people comply with these laws.
Though not, typically, as expensive as cars, motorcycles still are a large investment and should be protected by insurance, particularly when money has been borrowed in order to buy them. Below are typical coverages found in motorcycle insurance policies:Collision coverage–This covers damage to your own vehicle that happens when your vehicle runs into another object, such as other vehicles, trees, light poles, mountains, etc.
Comprehensive (Other Than Collision coverage)- This also covers damage to your own vehicle that is due to sources such as fire, theft, hitting an animal, vandalism, earthquake, flood or hail.Unlike liability coverage, both Collision and Other Than Collision coverages are subject to deductibles, the amount of a claim that the policy owner must pay. Deductibles are meant to eliminate an insurer having to pay for very minor losses.
Every need is unique. Contact Towne Insurance to identify the best combination of coverage, value, and price for you. We can help make sure your insurance continually meets your needs.
Let Towne Insurance help you find the right amount of coverage to suit your specific insurance needs.
Call us today at 800-486-4611 or contact us here.