Terms of Use

These terms govern the use of this website. Please read them carefully before accessing the site. If you do not agree with these terms, do not access the website. By accessing the website or any of its pages, you agree to be bound by these terms of use. 

This website has been established by Towne Insurance for the sole purpose of conveying information about its products and services and to allow communication between Towne Insurance and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of Towne Insurance’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the Towne Insurances’ agreements and disclosures, the agreements and disclosures will control. 

From time to time Towne Insurance may place links to other websites from its pages for informational purposes only. Towne Insurance has attempted to include third party attribution notices where it may not otherwise be apparent to users that a third party provides the product or service. Towne Insurance believes the links contained on its pages are to reputable companies. Nevertheless, Towne Insurance has no control over any other website and is not able to endorse, guarantee or monitor content, availability, viewpoints, products or services that are offered or expressed on any site other than this one. Users assume all responsibility when they go to other sites via the links on this site. 

The information and materials contained in this website are owned by Towne Insurance or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

Towne Insurance will use reasonable efforts to ensure that all information displayed is accurate, however, Towne Insurance expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. Towne Insurance is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if Towne Insurance has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time.

This agreement and the use of this website are governed by the laws of the state of Virginia.